Is your instrument insured properly? Many music professionals believe their homeowner's insurance will provide coverage for their instruments.

Is your instrument insured properly? Many music professionals believe their homeowner's insurance will provide coverage for their instruments. In mostly cases, those we've talked with are true surprised to learn their homeowner's insurance will not shelter instruments if they are used in "for-profit" activity. Separate coverage for your instrument frequently is necessary for it to be appropriately insured.

Listening to MTNA members, we also have learned that many members have no coverage to shield themselves professionally. Unfortunately, this is the way many have feeling about insurance coverage until they ne it. Those who assume they do not ne general and professional liability insurance leave themselves lay open to several liability exposures. calm if you are not teaching at hearth many music facilities, music stores, churches and studio facilities require that the instructor or studio holder provide proof of liability insurance coverage before allowing them to sign a lease or rental agreement.

The Robert H Clarkson Insurance Agency, in conjunction with MTNA, recognizes these indigences and makes these types of coverage available to all members. We have listened to your demands and now have telephone and online application services for the General and Professional Liability, Abuse Defense and Musical Instrument Plans.

Please call (800) 338-7148 or e-mail mtna@rhcgroup.com today for unrestrained information.

COPYRIGHT 2003 Music Teachers National Association, Inc.

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